Mobile: + 91 (0) 7411205414, 7204003999
Landline: + 91 (0) 80 - 26530414
Services

Services_QT

As a customer-centric company, we relate to the specific needs and expectations of our customers. A focus that has led us to offer a range of Services designed to help customers every step of the way in reaching their dream of owning a home.
We offer our services in the following areas :

Construction of Residential Apartment Complexes .
Residential Building Maintenance
Land Development

Our quality policy is basic and clear-cut: We do not compromise on the quality of our construction materials, workmanship and time.
We offer our services in the following areas :

Prime Locations
Clear Title Lands
Timely Completion
Excellent Elevations, Provisions, Amenities Provisions
Superior Quality Construction Material
Quality Workmanship
Modern and Customised Designs & Constructions
Flexible, hassle- free Processes
Easy & Hassle Free Payment Schedules
Transparency in operations
Door Step Service
Customer Satisfaction
Warrany on the Quality of Material used and workmanship

Owning your dream home can be a reality whenever you wish with our flexible, customer-friendly Home Finance options. Our tie-ups with leading financial loan companies offer you a range of finance packages to suit your specific requirements.

Following banks will be applicable for loans:
Canara Bank
DHFL
Andhra Bank
L & T Home Finance
Sundaram Finance
Gruha Finance (HDFC Subsidary)
Repco Home Finance

Home Loan

To be eligible for a home loan, the applicant must be at least 21 years of age with a regular source of income from employment or self-employment. The loan must terminate before or when the applicant turn 65 years of age. The applicant should also posses at least 6 months of income proof.
Loan Amount

The loan amount depends on a number of factors such as age, income, number of dependents, qualifications, assets and liabilities, income stability, business, profits, etc.

However, there are ways in which to increase loan eligibility and amount. If a spouse or fiancée is earning, applying together as co-applicants can increase chances of a larger loan amount. In such cases, proof of marriage must be submitted. On the contrary, if there are any co-owners they must necessarily be co-applicants. Providing additional security like bonds, fixed deposits and LIC policies may also help to enhance eligibility. However, the most important factor in sanctioning loans is repayment ability. The total cost includes registration charges, transfer charges and stamp duties.
Documents Required for Home Loans

Documents required for self-employed persons:

Updated pass book or Xerox copy of the applicants statement of accounts for the past 6 months
A Xerox copy of the applicants ration card
A profile of the applicants business mentioning at least the nature of the business, client list, suppliers, employee strength, geographical spread, etc.
In the case of a business partnership a copy of the partnership deed, 3 years P & L a/c, B/S, computation of income certified by a CA and individual computation of income and tax returns for last 3 years is required
In the case of a proprietor or professional 3 years P & L a/c, B/S, computation of income certified by a CA and an income tax return file statement for 3 years is required
If the company applying for a loan is a Pvt. Ltd. a remuneration certificate, the board resolution for fixing remuneration, the company's annual report and individual IT returns for last 3 years is required

Documents required for employed persons:

Latest salary certificate or the original slip
A Xerox copy of Form no.16 A (TDS Form) from the applicants Employer
The original certificate from the applicant’s employer for any other allowances that are not reflected in the applicants salary slip
A Xerox copy of the applicant’s updated bank pass book or a statement of the applicants accounts for last 6 months
A Xerox copy of the applicant’s voter I.D. card or the applicants Company's I.D. or the applicant’s passport/ ration card
A passport size photograph of the applicant & co-applicant

Disbursement

The loan will be sanctioned after the selection of property and submission of the required legal documents. The process might take some time as each document needs to be verified for the safety of the applicant. The 230 A Clearance of the seller and / or 37I clearance from the appropriate income tax authorities (if applicable) is also needed. Once the above has been submitted and verified, the registration of the conveyance deed and investment of the applicant's own contribution and the loan amount will be disbursed by the bank. The disbursement will be in favor of the builder.
Documents required for disbursement:

Loan agreements
Disbursement requests
Post-dated cheques
Personal guarantors’ document